Case study · Home Lending · Coeur d'Alene, Idaho

At Home Lending: climbing in a national-brand-heavy category

In short

At Home Lending, a mortgage lender in Coeur d'Alene, holds an AI Visibility Score of 38 and ranks fourth among 502 tracked lenders in Surfer's AI Tracker, within single digits of the top three in the measured set, which score 41 to 43, and ahead of the next tracked lender at 35. Over the 30 days ending August 5, 2026, site clicks grew 60%, from 20 to 32. This is honest momentum in a national-brand-heavy category, not category leadership. One client engagement, not a firm-wide average.

By Andrew Eastlick and Josh Rekittke · Published 2026-08-07

athomelendingcda.com

[ 01 ]At a glance


The short version

38


AI Visibility Score out of 100

Ranked #4 of 502 tracked lenders, within single digits of the top three in the measured set, which score 41 to 43.

60%


Growth in site clicks

From 20 to 32, 30 days ending August 5, 2026 versus the prior 30.

Measurement context

AI Visibility Score
38 out of 100, ranked #4 of 502 tracked lenders
Date range
30-day window ending August 5, 2026
Engines tested
5: ChatGPT, Google AI Mode, Google AI Overviews, Gemini, Perplexity
Geography
Coeur d'Alene, Idaho
Category tested
Home lending, 502 tracked businesses
Measurement tool
Surfer AI Tracker for answer presence, MxdifyLocal audits for the other components
Methodology
Version 1.0, last revised august 11, 2026
Read the full methodology →
  • Client: At Home Lending, a mortgage lender in Coeur d'Alene, Idaho, named with the client's permission. Figures as of August 2026.
  • Situation: a local lender competing against national mortgage brands and large credit unions for AI search attention.
  • What we did: ran The Local Visibility System with lending-compliant content, consistent local data, Yelp and BBB presence, which AI leans on for lenders, and AI search optimization.
  • Result: an AI Visibility Score of 38, ranked #4 among 502 tracked lenders, within single digits of the top three in the measured set, which score 41 to 43, and ahead of the next tracked lender at 35.
  • Result: site clicks grew 60%, from 20 to 32, over the prior 30 days.

What was the situation?

At Home Lending is a local mortgage lender competing for attention against national mortgage brands and large regional credit unions, including in AI answers, where borrowers increasingly ask an assistant for a lender or loan officer in their area.

What did we do?

We ran The Local Visibility System with the care a regulated category needs: clear, compliant, plain-language answers; consistent local business data; Yelp and BBB presence; and content structured so AI assistants can read and cite it, without implying guaranteed outcomes.

What were the results?

At Home Lending's AI Visibility Score sits at 38, ranking #4 among 502 tracked lenders and within single digits of the top three in the measured set, in a category dominated by national brands. Site clicks grew 60% over the same window. This is honest momentum: not the leader yet, but climbing, with a small and closing gap at the top of a crowded field.

The honest note

At Home Lending does not lead the category yet. The gap to the top three is small and closing, and the trend is upward. We publish that as it is rather than rounding it into a win.

Method

The AI Visibility Score reflects presence across the five major AI engines for a recorded set of local lending queries, scored 0 to 100 and benchmarked against other local lenders, 30-day window, August 2026, measured in Surfer's AI Tracker. Click figures cover the 30 days ending August 5, 2026 versus the prior 30. One client engagement, not a firm-wide average. Lending content is kept compliant.

How the AI Visibility Score is measured →

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